Your individual risk profile is created based on your age and corresponding timeline remaining until retirement. We use the information provided during account setup to formulate this calculation.
Over time, the mix of investments in your portfolio drifts away from the target allocation (where they should be), which can lead to too much, or not enough risk in your portfolio. For this reason, Vault periodically rebalances your portfolio.
We may allow manual adjustments to your risk level in the future, so stay tuned for app updates and announcements.